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What Happens When Term Life Insurance Expires?

There are two types of life insurance policies: term and permanent. One of the most significant differences between the two is that term life insurance is a temporary product. It has an expiration date. What happens when term life insurance expires? Your coverage ends, and you stop paying premiums. In this guide, you’ll learn how … Read more

Things to Know About Owning Life Insurance

Who can get life insurance? What are the related terms of coverage and responsibilities? When it comes to being the owner of a life insurance policy, there are three distinct roles related to one policy you should know about: the owner of the policy, the insured person, and the beneficiary. When you get life insurance, … Read more

Do I Need Term or Whole Life Insurance? Differences, Pros & Cons

Our goal is to educate and advise on life insurance options, so you can feel confident in making the right choice, whether that’s through Quotacy or somewhere else. To ensure we provide accurate and trustworthy information, our writers follow strict editorial standards. Term life insurance is a simple, temporary, and affordable way to protect your loved ones … Read more

Life Insurance after a Heart Attack

Can you get life insurance after a heart attack? In most cases, the answer is yes. Your current state of health will affect the kind of policy you should apply for, as well as what you can expect to pay. If it’s been 3-6 months since your heart attack, we can help you find the best … Read more

Pros and Cons of Child Life Insurance

Should you buy a life insurance policy for your child? We’ll go over the pros and cons of child life insurance and the types of coverage available to help you make a decision. But the short answer is, in most cases, no. What Kinds of Policies Are Available for Children? There are two types of life insurance … Read more